How your Southwest Rapid Rewards® Credit Card can help you reach tier status faster in 2027
Starting January 1, 2027, Rapid Rewards® Cardmembers will earn one Tier Qualifying Point for every $1 spent on qualifying purchases using any eligible Rapid Rewards Credit Card, with no earning cap. Here’s how it works.
5 min read • Updated October 2026

Earn 1 Tier Qualifying Point for every $1 spent with your card1
Beginning in 2027, earning toward status with your Rapid Rewards Credit Card gets simpler. Starting January 1:
- Each $1 spent on purchases with your Rapid Rewards Credit Card earns one Tier Qualifying Point (TQP)
- All Rapid Rewards Credit Cards, including Rapid Rewards Plus Credit Cards, will become eligible to earn TQPs
- Tier Qualifying Points count toward status and Milestone Rewards, including opportunities to unlock Companion Pass® benefits
Get a 10,000 Tier Qualifying Point boost toward Platinum status2
Cardmembers will also enjoy an exclusive one-time points boost for 2027: starting January 1 through December 31, 2027 after you reach 130,000 Tier Qualifying Points (TQPs), you will receive a 10,000 TQPs boost that can help you qualify for Platinum status valid through 12/31/2028.
How Credit Card Tier Qualifying Points (TQPs) fit into Silver, Gold, and Platinum Tiers
Earning Tier Qualifying Points (TQPs) on your Rapid Rewards Credit Card helps you climb to tier status faster and unlock benefits sooner.
Milestone reward
Silver
Gold
Milestone reward
Platinum
Coming 2027: A new Rapid Rewards Credit Card + Southwest® Icon Lounges
We’ve got even more excitement on the horizon, with plans to unveil two elevated experiences for Cardmembers who want the best:
New Southwest Icon Lounges, planned for select airports in 2027.
A new Southwest premium credit card, with access to those very lounges included as a benefit.
Excited yet? So are we — stay tuned for more details to come.
Your existing card benefits continue
Meanwhile, keep enjoying your existing Southwest Rapid Rewards Credit Card benefits, including:
Seat Selection3
Complimentary seat selection for up to 8 passengers
Group 5 Boarding
Board no later than Group 5
1st Checked Bag Free4
First checked bag at no additional charge
Card Perks
Opportunities to earn on everyday spend & more
Not a Cardmember yet?
Join today and enjoy exclusive Cardmember perks and a fast track to status in 2027.
Important information
1. Tier Qualifying Points: Tier Qualifying Points (TQPs) are earned from revenue flights booked through Southwest Airlines®. Starting January 1, 2027, you will also earn 1 TQP for each $1 spent on purchases made with your Rapid Rewards Credit Card. Purchases of products and services, minus returns and refunds, are made by using a card by you or an authorized user of the account; however, the following types of transactions won’t count as purchases: balance transfers, cash advances, cash-like transactions including, but not limited to: travelers checks, foreign currency, money orders, wire transfers, cryptocurrency, other similar digital or virtual currency and other similar transactions; lottery tickets, casino gaming chips, race track wagers, or similar offline and online betting transactions; person-to-person money transfers and account funding transactions that transfer currency, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. TQPs earned will be posted to the primary credit cardmember’s Rapid Rewards® account after your credit card billing cycle closes. TQPs are accrued on an annual basis. The first year runs from your account open date through your December statement cycle date of that same year. After that, each annual period consists of the 12 billing cycles starting after your December statement cycle date and ending with the following December statement cycle date. Only TQPs posted to your Rapid Rewards account will qualify for loyalty tiers as described in Southwest.com/rrterms.
2. Tier qualifying points (TQPs) 10k boost at 130k TQPs: You, as a Southwest Rapid Rewards primary Cardmember, will receive one boost of 10,000 TQPs when your TQPs balance in your Rapid Rewards account is 130,000 by 12/31/2027. The TQP boost will be deposited into your Rapid Rewards account within 30 days after you reach 130,000 TQPs posted to your Rapid Rewards account. The TQP boost will count towards Rapid Rewards tier qualification in 2027 for the remainder of 2027 and through 2028. To receive the TQP boost your credit card account must be open and not in default at the time of fulfillment. Only one credit card account per Southwest Rapid Rewards Member is eligible for one boost of 10,000 TQPs in the year 2027. JPMorgan Chase Bank, N.A. is not responsible for the provision of, or failure to provide, the stated benefits and services.
3. Standard Seat Selection Within 48 Hours Prior to Departure: When available, primary Cardmembers with a Southwest Rapid Rewards® Plus Credit Card, Southwest Rapid Rewards® Employee Credit Card, or Southwest Rapid Rewards® Plus Business Credit Card will be able to select a Standard seat within 48 hours prior to a flight’s scheduled local departure time. If no Standard seat is available, Cardmembers will be assigned a seat in accordance with the fare rules of the ticket purchased. When available, Cardmembers will be able to select Standard seats for up to 8 additional Passengers on the same reservation as the Cardmember, allowing for a total of 9 Standard seats. If the Cardmember is removed from the reservation and there is no primary Cardmember or tier Rapid Rewards® Member with the same or greater seating benefits, all seating selections for that reservation will be released and seats will be assigned in accordance with the fare rules of the ticket purchased. Benefits may not apply on itineraries booked with partner airlines. Cardmembers should allow up to 14 days for card status to be updated in their Rapid Rewards account to be eligible for this benefit. Authorized users of a Rapid Rewards Plus Credit Card and Rapid Rewards Employee Credit Card; and employee cards of a Rapid Rewards Plus Business Credit Card are not eligible for this benefit. Credit card account must be open and not in default when selecting a Standard seat. If your Credit card account is closed or in default before or at the time of travel, the seat selection will be released. Chase is not responsible for the provision of or failure to provide the stated benefits and services.
4. First Checked Bag Free: The primary Rapid Rewards® Credit Cardmember and up to eight Passengers traveling on the same reservation are each eligible to receive their first standard checked bag free. Cardmembers should allow up to 14 days for card status to be updated in their Rapid Rewards account to be eligible for this benefit. To receive their first standard checked bag free, the primary Cardmember must include their Rapid Rewards number in their reservation. The first standard checked bag free is not available on flights booked with a partner carrier. Service charges for oversized, overweight, and extra baggage may apply. Cardmembers with Silver or Gold status or who purchase a Business Select® fare will receive the bag benefits associated with their Southwest Rapid Rewards® tier status or fare. Cardmembers who are already exempt from paying the charge for their first checked bag are not eligible for this benefit. Authorized users of Rapid Rewards Credit Cards and employee cards of Rapid Rewards Business Credit Cards are not eligible for this benefit. Credit card account must be open and not in default to be eligible for this benefit. Chase is not responsible for the provision of or failure to provide the stated benefits and services.
SOUTHWEST RAPID REWARDS® PROGRAM INFORMATION
The Southwest Airlines Rapid Rewards Credit Card is brought to you by Southwest Airlines® and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards® points toward benefits and services. The number of points needed for a particular Southwest flight is set by Southwest and will vary depending on destination, time, day of travel, demand, point redemption rate, and other factors and is subject to change. Rapid Rewards points can only be transferred to the primary Cardmember’s Rapid Rewards account. All Rapid Rewards rules and regulations apply and can be found at https://Southwest.com/rrterms. Southwest reserves the right to amend, suspend, or change the program and/or program rules at any time without notice. Rapid Rewards Members do not acquire property rights in accrued points.
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JPMorgan Chase Bank, N.A. Member FDIC